Since April 1, 2018, driving vehicles without passenger insurance is restricted

On April 1, 2018, the Law about obligatory insurance comes into force, according to which vehicles without insurance ; will be banned as a consequence of the governmental requirement for compulsory insurance of civil liability of the passengers carriers and carriers of dangerous goods (for example : explosives, petroleum products and their derivatives, gasoline, kerosene, diesel fuel, chemical liquid and other reagents, etc. - dangerous for life and health of people).

Accordingly, it will be prohibited to allow vehicles transport passengers, if the vehicle owners have not concluded the Contract of compulsory insurance of civil liability of the carrier of dangerous goods or the contract of civil liability of the carrier to passengers.

The Law of the Kyrgyz Republic of August 4, 2008, No. 189 On Compulsory Insurance of Civil Liability of the Carrier to Passengers came into force on February 12, 2009, but its immediate implementation begins on April 1, 2018.

In simple terms, all owners, taxi drivers, buses and trolleybuses drivers who are involved in the transportation of passengers in our country will necessarily be required to get an Insurance Contract or that will cover the number of seats in their vehicles, - said the General Director of the Alma-Insurance company, Alexander Kravchenko.

The Ministry of Internal Affairs of the KR, the Ministry of Transport and Roads of the Kyrgyz Republic, as well as the State Service for Regulation and Supervision of the Financial Market under the Government of the Kyrgyz Republic were instructed to conduct awareness-raising activities among the population regarding the compulsory insurance requirements.

Alexander Kravchenko, General Director of Alma-Insurance company, commented: Naturally, as one of the active players in the insurance market of Kyrgyzstan, the Alma-Insurance company provides advice on compulsory insurance of civil liability of the carrier to passengers. We understand the importance of the need and its urgency, therefore we guarantee processing of the application for acquiring the compulsory insurance policy in the shortest possible time and at a high professional level.

The benefits of the compulsory insurance for vehicle owners are obvious for their passengers ; - in case of an accident with a vehicle that carried a passenger, passengers will be provided with medical assistance, and the victims will be able to receive an insurance payment for damage to health or property. If an insurance company admits such accident to be an insurance event, after presenting all the necessary supporting documents, the payment will be made to injured passengers. The burden of proving the accident as insured event is either on the driver or on the injured passenger.

A similar situation is observed with compulsory insurance of civil liability of the carrier of dangerous goods.