Medical expenses insurance when going abroad

Why do we need this policy?

Insurance when traveling abroad – an indispensable thing for anyone traveling, regardless of purpose of trip, be it business or leisure. Unfamiliar local food, different climate and weather conditions, all sorts of cultural differences will do the job, and the occasional unfortunate "meeting" with the other country may upset Your plans. We must not forget that qualified medical aid in a foreign country is usually very expensive and quickly find it is very difficult. If we take into account that for travel to some countries, for example for obtaining a visa in the Schengen zone for traveling abroad requirement is a valid insurance policy for medical expenses.

How does this type of insurance?

If an insurance policy “Alma - Insurance”, our clients do not need to pay for the expensive services of doctors, medications and transportation. It is enough to call by phones specified in the policy, our partners, Service Center representatives, OOO savitar group, the clock will assist You in the delivery of health care in all corners of the globe.

The term of the insurance policy can be any period according to Your desire from 1 day to 1 year.

What expenses are covered by this policy?

Policy “Alma-Insurance” covers the following medical and medical-transportation costs:

• on stay and treatment in hospital, including the cost of medical services on operations, diagnostic researches, and also on payment of prescribed of medicines, dressing and means of fixation (plaster, bandage);
• for outpatient treatment, including the costs of medical services, diagnostic tests, prescribed medicines, dressing means and means of fixation (plaster, bandage);
• evacuation from the scene to the nearest medical facility or to a nearby doctor in the country of temporary stay;
• emergency medical repatriation adequate means of transport, including the costs of accompanying person to the place of residence of the Insured;
• medical repatriation of the Insured from abroad to the place of residence of the Insured or to the nearest health institution by place of residence;
• the expenses incurred by the Insured for travel to the permanent place of residence of the insured at one end;
• the fare one-way economy class of children when you are Insured during your stay abroad;
• on posthumous repatriation of body to the permanent residence of the Insured.

3 reasons to purchase insurance:

1. The policy of compulsory in the countries of the Schengen area to Schengen States health insurance is among the documents required for visa: the entrance to the territory of the Schengen countries is possible only if the policy;

2. There are no age restrictions for insurance when traveling abroad from the “Alma-Insurance” provides for all age groups, including children.

3. The policy is valid for trips of any kind regardless of purpose, check out: tourism, business trip, leisure or sports and other competitions – this policy will cover medical expenses abroad.

The accident insurance - in case of any accidents people and their families generally suffer financial harm. Zastrahovali accident insurance company Alma Insurance ,You get insurance coverage, which at Your request can last from one month to one year, around the clock or during certain hours, worldwide or at limited territory.

Voluntary health insurance — the kind of personal insurance, which guarantees You in case of an insured event receive medical care and compensation of expenses for purchase of medicines at the expense of the insurance company "Alma - Insurance".